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10 Dangerous Myths about Credit Cards By : Paul Basco Credit cards can expand the buying power of a responsible user in the know, but those who aren't careful can quickly have their credit rating crippled and rack up huge debts. Read up on some of these common, but dangerous myths about credit cards to prepare yourself for the world of plastic. 10 Steps To Tackling Your Credit Card Debt Problem By : Parker Graham 10 Steps to Tackling Your Credit Card Debt Problem was written to provide those with credit card debt a simple guide to freeing themselves from financial debt. 12 Simple Steps To Minimizing Credit Card Fraud By : Parker Graham Credit card fraud is an ever increasing epidemic. If you follow these simple steps, you can greatly minimize your risk of credit card fraud. 5 Reasons Why a Student Needs a Credit Card By : Scott Stadler Yes, it's true - Many college students wind up getting themselves in trouble from time to time financially. This can be a real issue when it comes to credit cards especially. But there are plenty of really good reasons why every student needs a credit card too. Let's take a look at five of the top reasons every college student needs a credit card if it's used responsibly. 5 Reasons Why You Should Pay Off Credit Card Bills Early By : Scott Stadler Tired of looking at that overwhelming credit card statement every month? If so, don’t surrender just yet! Sure, the figure on the bill might be rather daunting, but with some discipline and a winning attitude, it can be eliminated to zeros sooner than you might ever imagine. If a little encouragement to take action is just the medicine needed, try these 5 reasons why you should pay off credit card bills early... 7 Things you Need to Know on How to Avoid Credit Card Fees By : Scott Stadler Things are always changing in the credit card industry. One of the latest and most widespread trends in the business is the increase of fees and the addition of newly created fees. But that doesn't mean that you as a credit card holder must take getting nickel and dimed to death for granted. 8 Quick Tips to Earning More Credit Card Air Miles By : Scott Stadler Credit cards that reward their cardholders through air miles redeemable towards airline tickets are really popular today, especially among frequent travelers. Rewards can really add up quickly if use of the air miles credit card is maximized. Here are 8 quick tips to earning more credit card air miles that everyone can use... A Beginners Guide To Improving Your Credit File By : James Miller If you find that you have been declined credit due to having a poor credit report (also known as a credit rating or poor credit score), then don’t despair. There are ways that you can improve your credit file. A Brief History Of Credit Cards By : Michael D. Strauss Despite being so commonplace in modern life, credit cards have a relatively short history. Read when the first cards appeared, and how they developed into the products we know today. A Candid Look at the Miles by Discover® Card By : Scott Stadler Do you travel frequently, but not always use the same transportation carriers or hospitality providers? If so, the Miles by Discover® Card might be just the rewards credit card needed, as it allows almost all purchases to spawn most valuable travel rewards. However, there are a few catches... A Credit Card Deal with Coffee Flavor By : Andrea Domini We live in the century when you can get nearly everything on tick. You constantly look for credit card deals with maximum benefit. But sometimes, concentrating on some large purchases, you can overlook simpler and cheaper products, which you can profit from. Coffee is one of such goods. A Low Credit Score Can Really Cost You! By : Jeff Lakie If you have a low credit score, well below the national average of 723 then that low score will cost you plenty over time. Loans will be difficult to obtain, but if approval is given you will pay a higher interest rate than someone with good credit. Think that a low credit score can’t hurt you? Well, it not only can it can make your life downright miserable. A Simple Guide to Understanding Credit Card Chargebacks By : Scott Stadler In a nutshell, a chargeback is the process followed by a credit card issuer that reverses a charge and credits the account holder that amount. This is ultimately a protection offered to credit card holders that is often seen as a benefit or perk to paying with a credit card versus cash. About Sports Affinity Credit Cards By : Michael D. Strauss Sports affinity cards let you donate funds to your team at no direct cost to yourself, and also offer other benefits of interest to sports fans. Find out if one is right for you. Adding Tradelines And Other Ways To Improve Your Credit Report By : Paul R. Grant Often when a consumer is up to their ears in debt and toying with the idea of filing for bankruptcy, but either can’t file or doesn’t want to, there are other options. Were you aware that the consumer can negotiate with their creditors and end up paying a significantly smaller amount than what is owed? Advantages of Low Interest Credit Cards By : Lesley Lyon A credit card with low interest is of utmost benefit to the consumer. As a result of competition among credit card firms, obtaining a lower interest credit card has become simple. All About Choosing the Best Credit Card By : William King Choosing a right credit card can be a difficult task if you don’t know some of the important points about credit cards. In today’s age when the rate of interest is more or less the same, it becomes easy to make a choice based on the various incentives and reward schemes. Against the popular belief there is a wide difference between different kinds of incentives offered. Another pointer that you can keep in mind is to look out for balance transfers. All You Need To Know About Debt Advice By : James Miller If you are experiencing financial difficulty and have debt problems, then it makes sense to see a specialist for free help and advice. American Express Blue Cash Card By : Jeremy Biberdorf Now you can earn up to 5% cash back on everyday purchases with no limit to the amount you can earn. Saving money at gas stations, super markets and drug stores has never been easier! The American Express Blue Cash Card is your key to savings. An In Depth Look at the Citi Dividend Platinum Select Visa Card for College Students By : Scott Stadler Reviewing the major student credit cards, it is easy to see that most are designed to maximize profit from interest and fees charged to the students. The Citi® Dividend Platinum Select® Visa Card for College Students looks to prove friendlier to the college students who use it. An Introduction To Affinity Credit Cards By : Michael D. Strauss Affinity credit cards are becoming increasingly popular, offering a new range of benefits and features. Find out what they are, what they offer, and whether one could be right for you. An Introduction To Credit Cards Rewards By : Michael D. Strauss Credit card rewards programs can be a powerful incentive to use your card more often. How do these programs work, and how do you benefit? An Introductory Guide To Debt Management By : James Miller If you are in the situation where you have so many debts that you can no longer afford to pay them, the first thing you need to do is to prioritise them. Write a list of all your debts, putting them into order, with the most important at the top of your list. Applying For A BP Visa Rewards Card By : Creditwisdom The BP Visa Rewards card is issued by Chase and developed for consumers with a good to excellent credit rating as recorded with the primary consumer credit reporting bureaus. If you have good credit, you can be approved for a BP Visa Rewards Card and enjoy many of its benefits. Are Balance Transfers Still Worthwhile? By : Michael D. Strauss The introduction of credit card balance transfer fees has taken a lot of the steam out of the activity known as card surfing, as it is no longer possible to move debt around for free. But does this mean that transfers are no longer worthwhile? Are Credit Cards An Essential Part of Life? By : Michael D. Strauss Credit cards have become almost totally integrated into modern life and today most adults carry at least one. Are they now an essential part of everyday living? Are Faxless Payday Advances Easy To Get? By : Sam Curtis Faxless payday advances are traditionally a standby credit line arranged in advance with a bank or lending institution in which you have an account or relationship. It is activated without any documentation being faxed to the creditor. However, innovations in consumer finance instruments have made this a loose definition. While cash advance facilities are still available through existing credit cards and as a feature of savings and current accounts, lenders have made it easier for people who lack these credentials to get funds. Are Online Credit Card Applications Too Easy? By : Michael D. Strauss Applying online for a credit card is easier than ever, but there is a danger to be aware of. Find out the harm it can do to your credit rating, and how to avoid it. Are You Ready For A Credit Card? By : Peter K If you think you are ready for a credit card, then make sure you know the benefits you can receive and the problems that you might have to face. Avoiding Big Problems with a Little Time Spent Transferring Balances By : Derek Lenehan The lighter side of credit cards. Some much needed satire about balance transfers. Avoiding the Pitfalls of Everyday Purchasing with Credit Cards By : Michael D. Strauss Credit cards are so easy to use, we can end up paying for everything with them. To avoid financial penalties, however, you need to stay on top of how you're using your card. Bad Credit - Credit Cards - Use Wisely By : Arthor Pens Bad credit credit cards are a very good concept that can provide relief to people with a low credit score, by allowing them a chance to rebuild there credit, when used wisely. Bad Credit: County Court Judgements Explained By : Nicholas Hunt County Court Judgements or CCJs will have a serious impact on your credit rating, making it more difficult to obtain finance. What are CCJs, and can you do anything about them? Bad Credit? - How A Secured Credit Card Could Help You By : Joe Kenny Bad credit certainly can change the way you look at things, and the pinch of not being able to get the credit needed can make you more than a little frustrated. There may be, however, some help for you - in the form of a secured credit card. Here are some reasons why you may want to your secured credit card quickly. Balance Transfer Credit Cards Help to Improve Your Financial Situation By : Julia Maupin Balance transfer credit cards can be valuable for those who want to reduce their credit balance, to save money on interest payments, and to get out of debt faster. Balance Transfers Plus A Savings Account Equals Easy Cash By : Michael D. Strauss The practice of shifting debt from one credit card to another to take advantage of 0% balance transfer deals isn't as popular as it once was, but a related activity is still alive and well. Find out how balance transfers could actually make you money for nothing. Bank of America - A Long Road to the Country's Top Credit Card Issuer. By : Derek Lenehan A brief look at Bank of America and how the company rose to be the leading credit issuer. Bank of America Student Credit Card By : Jeremy Biberdorf One of the most popular student credit cards is the Bank of America Student Visa Platinum Plus Credit Card. Unlike most other student credit cards, a student doesn’t need a cosigner to apply for this Bank of America student credit card. They won’t need to ask their parents to put their credit at risk. In some cases, their parent’s bad credit could even prevent them from getting other student credit cards. Banking With Bad Credit By : Peter K If your credit problems are behind you but you still think that your current bank is giving you a poor deal, then maybe it is time to switch banks Bankruptcy Laws And How They Change By : Letha Lashley Heading toward bankruptcy is usually something that most people don't even consider having happen in their lifetime. But statistics today prove differently. The reality of bankruptcy today is that there are increasing numbers of people that are entering the bankruptcy system. The different chapters of bankruptcy (chapter 7, chapter 11, chapter 13) are becoming more and more prevalent today. Basic Financial Guide To Managing A Credit Score By : James Miller Even if your credit score is good, it is important that you keep it that way - or even improve it! Basics on Credit Cards By : Bobbie McKee Many people get in trouble with credit cards because they don't fully understand how the card works. Most people only know that they get a piece of plastic in the mail that they can use to swipe in stores and pay the bill later. Understanding how credit cards work can help you use them responsibly. Be A Star with the Starwood Preferred Guest Credit Card By : Mindy Matter The Starwood Preferred Guest Credit Card series from American Express is simply one of the best travel rewards cards on the market today. With both personal use and business accounts, it is sure to meet both your credit card and travel needs in the years to come. Beginners Guide To Credit Repair Companies By : James Miller There are many advertisements in magazines and on the television for organisations saying that they can 'restore' or 'clean' your credit file. However, the Office of Fair Trading (OFT), who are the consumer protection authority, warns consumers to tread carefully if considering this type of service. Benefits Of A Business Credit Card By : Michael D. Strauss Running a business means that there are dozens of things competing for your time, and so anything you can do to streamline your operation is to be welcomed. Find out how taking out a business credit card can improve the financial side of your enterprise. Benefits of a Prepaid Credit Card By : Michael D. Strauss If you can't get a credit card because of a poor credit history, or you simply don't want to risk racking up debt on one, then a prepaid credit card could be what you're looking for. Find out what they are and how they work. Benefits of The BP Visa Rewards Card By : Creditwisdom The MasterCard and Visa logos are representative of the most widely distributed credit cards in the world that are issued to consumers for both business and personal use. Almost all financial institutions offer MasterCard and Visa credit cards that are differentiated from one another by the benefits provided with the account ownership of credit card issued by the particular financial institution as well as the specific terms and conditions issued by the various financial institutions. Big Savings With a Low Intro Card, If You Can Follow The Rules. All of Them. By : Derek Lenehan Low Introductory credit cards can save you money. But read and follow all the terms. BLUE CASH From American Express – It Is Time For Payback By : Creditwisdom American Express focuses on centralized financial services planning, which has spawned many of the incredible American Express credit cards that promise great rewards. Blue Cash from American Express is one such card – designed in a manner to suit those of you with fine or excellent credit and planning for rebate programs. BLUE CASH from American Express – Your Payback Card! By : Creditwisdom The new card, BLUE CASH from American Express is a great rebate program, presenting you ample opportunities for earning cash back on purchases. The card is apt for you if you make huge expenditure every year on purchases. The yearly credit on your account appears to be a good reward if you do not need frequent discounts on flyer miles or for hotel stays.
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