Joseph Hanoa's Articles in Personal Finance

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  • Keep Disasters From Ruining Your Personal Finances
    That tornado ripping through your home has done more than damage your residence. In some cases it isn’t the storm that hurts the most, but the recovery part thereafter. Your personal finances can be in tatters if disaster hits. Preparing now can help alleviate much grief later on, if you follow the important steps mentioned below:
  • Online Unsecured Personal Loans
    You know what an unsecured loan is, right? Well, if you aren’t sure it is a loan that requires no collateral to back up the funds lent out. In virtually all cases these types of loans go for much higher interest rates than secured loans as their risk factor increases. An online unsecured personal loan is one type of loan that truly carries a very high interest rate. Are you interested in obtaining one? If so, read on and we’ll explore just what these types of loans are all about.
  • Participating In A Retirement Plan is Found Money
    If your employer offers a retirement plan, then taking advantage of that plan is essential toward building wealth. Many companies are now offering what is called 401(k) plans which is an IRS code for this type of retirement vehicle.
  • Personal Loans and Your Credit Score
    Did you know that your credit score will most definitely impact the rate you pay on loans? That’s right, the higher your credit score the lower your interest rate will be for a home mortgage, auto loan, credit card, and countless other personal loan deals.
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