Paul McDermott's Articles in Credit

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  • How to Repair Your Credit After Bankruptcy
    You have made the tough but necessary decisions to get your finances in order, and have gone through the bankruptcy process and now plan on getting your credit back in order. Can you really do it and if so, how do you do it and how long will it take?
  • When is a Credit Card Deal Good?
    What exactly makes a good credit card deal good? You probably hear often how someone you know is ecstatic over the credit card deal she just got and how many rewards she is going to get. Should you rush to get the limited time offer "great deal" she just signed up for?
  • Prepaid Credit Cards Not Always a Good Choice
    You thought you could cut your costs and improve your debt situation by getting a prepaid credit card. As the saying goes, buyer beware. I learned some of this the hard way after I received a prepaid credit card as a gift. I tried to buy one of my favorite Beatles CD's at an online auction. I was surprised that my purchase was rejected, even though I knew the balance was enough to pay for it. The real shocker was that when I called the 800 number on the card to double check the balance, they charged me $1.00 for the call!
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